INVESTING IN YOUR FUTURE
The term “Precious Metals IRA” simply refers to a self-directed IRA account that invests in precious metals. It is worth noting, however, that savers can also invest in other assets besides precious metals. In fact, one of the nice things about a self-directed IRA account is the fact that an investor may hold their traditional stock and bond investments in it while adding other alternative asset classes. Self-directed IRAs provide the benefit of having a retirement account that’s safe from the volatility of the stock market, and investors can trust that their commodities are safely stored in insured facilities with a high level of security. This offers investors a great deal of flexibility.
Download the Precious Metals IRA Guide!
Need to know more? Please contact us.
HOW TO START INVESTING?
Rocky Mountain Precious Metals, LLC has Precious Metal IRA Specialists ready to help make the process simple. To contact one of our IRA Specialists, please call Rocky Mountain Precious Metals, LLC at (424) 362-2763 or click above to open an account online today.
Opening or rolling over an IRA into Equity Institutional is a simple process.
1. Click the link above to download the Equity Institutional Application. Please fill it out and email it to us at RM@RMPMetals.com Please include copy of your Driver’s License and your most recent IRA application. If you need help filling it out, please contact one of our IRA Specialist at (424) 362-2763 and an account specialist will guide you through the process, helping you to purchase your metal, fund your account, and expedite the process.
2. Rocky Mountain Precious Metals, LLC will assign a Precious Metals Specialist to help you determine what metal you want to place in your account.
3. Rocky Mountain Precious Metals, LLC will purchase your metal and deliver it to Equity Institutional where it will be held at the Delaware Depository, a Federal regulated, COMEX approved depository.
IRA FREQUENTLY ASKED QUESTIONS
A gold IRA works similarly to a traditional deductible IRA in many respects, except that it offers the option of putting your investment in commodities rather than just stocks. While they’re popularly called “gold IRAs,” this type of retirement account allows you to invest in several different precious metals, including silver, palladium, and platinum, as well as gold.
There are certain limitations placed on the investments allowed in a gold IRA. Namely, you can only invest in coins and bullion products that have been approved by the IRS for meeting their fineness standards.
As long as you go through the proper process to set up your gold IRA and stick with approved commodities products, you can enjoy the same tax benefits that accompany traditional IRAs.
Now you know all the basics of how gold IRAs work and the different types you have to choose from, but if you’re still on the fence about whether or not a gold IRA is the best choice for you, here’s a rundown of the main benefits they offer.
Inflation can make your savings worthless in a moment. Throughout history, putting too much trust in paper currency has doomed countless people who watched the value of their savings go down when inflation skyrocketed. With a gold IRA, your investment will be immune to the effects of inflation.
Most gold investments are taxed like collectible capital gains when you sell them, so while you can buy as much gold as you’d like outside of an IRA, you can expect to pay at least a 28% tax on your investment when you cash in on it down the line. With a gold IRA, you have the choice between either tax-deductible contributions or tax-free withdrawals after you retire, allowing you to avoid some of the taxes you face with other gold investments.
There are no taxes or penalties for rolling over your existing Traditional IRA or Roth IRA into a Equity Institutional Precious Metal IRA.
When you want to cash out your Precious Metal IRA, you can take possession of the physical metal or we can sell them for you and send you the money. A Equity Institutional Precious Metals IRA offers you both a diversified portfolio and added flexibility for your IRA.
With traditional IRAs, you can choose which stocks you invest in, but you’re still limited to the stock market in your investments. Self-directed IRAs give you the power to invest in the commodities of your choice and offer a variety of convenient storage options.
If you choose to go with a self-directed IRA, then you can count on the storage facility for your gold to be both highly secured and fully insured. That brings your persona level of risk down considerably.
You can transfer as low as $5,000.00
None, there are no penalties for moving your IRA. You are simply transferring assets from one retirement account to another. Equity Institutional will act as your new IRA Custodian, allowing you to keep the same tax deferred or Tax-Free benefits you enjoyed at your previous account holder.
During the time that your IRA account is open, your metals will be securely stored at the Delaware Depository, a federally regulated COMEX approved facility. If you meet the age requirements to take possession of your IRA or to receive disbursements, you can choose to receive the actual physical metal.
The process is very simple and requires only a few documents to complete. The time frame is usually around 2 weeks to transfer and fund your new account.
*To learn more about protecting your financial future with investments in gold, silver, platinum and palladium, take the first step today by calling Rocky Mountain Precious Metals, LLC at (424) 362-2763 or click on the link above to open an account online today.